Planning for Special Needs is Crucial

Having a special needs child, parent, or sibling can be overwhelming under the best of circumstances.  Get government programs and federal financial aid involved and providing for your disabled loved one can seem downright impossible.  Still, the importance of planning cannot be overstated.  And as overwhelming as it can be in the beginning, with the right advisors, the planning process can and should be a relieving and beneficial experience for all. The following article from Kiplinger.com goes a long way toward helping with that process. 

 Author Kimberly Lankford explains the basics of public benefits in plain English—why you need them, and what you need to keep them.  The article is full of good advice, but perhaps the best is to find an attorney in your area who specializes in Special Needs planning.  As Lankford says, laws and requirements vary from state to state, but more importantly, there is no substitute for a knowledgeable expert who will listen to your family’s unique story.

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